Family Gadget Insurance

Cover multiple gadgets for less! 

Protect multiple gadgets in your home for less with our multi-gadget discount. Everything from all the smartphones and mobile phones in your household to all the laptops and any iPad or tablet computers. This is a cost-effective way to protect your valuable electronic devices whilst home or abroad. So for a modest monthly outlay you can insure all those invaluable gadgets.

You'll be amazed at how many gadgets are now part of our every-day lives. In a typical household each person may have their own smartphone, there might be multiple laptops for the parents and kids, a camera or two, Sat-Nav in the car and an iPad in the kitchen. If you've got kids you could well have a games console in the living room. With our Multi-Gadget discount, you can save 10% on your gadget cover. 

Multi-Gadget cover is simple and easy:

•  Unimited claims per year on any gadget
•  The following gadgets are covered: iPhones and Smart Phones, Tablets and iPads, Laptops, Mobile Phones, PDAs, MP3 Players, iPods, Games Consoles, Digital Cameras, Video Cameras, Satellite Navigation Devices, Kindles and eReaders
•  Worldwide cover included as standard - perfect for when you travel
•  Your no claims bonus on other insurance not affected

All the cover you need:

Accidental Damage / Malicious Damage [return to top]

We will pay the cost of repairs if your Gadget is damaged as a result of an accident or malicious damage. If your Gadget is not repairable, then we will provide you with a replacement Gadget.

Liquid Damage [return to top]

We will pay the cost of repairs if your Gadget is damaged by liquid as a result of an accident. If your Gadget is not repairable, then we will provide you with a replacement Gadget.

Breakdown [return to top]

We will pay for repairs if your Gadget breaks down due to an electrical fault outside of the warranty period. If your Gadget is not repairable, then we will provide you with a replacement Gadget.

Theft [return to top]

If you have chosen the Premier or Elite cover level and your Gadget is stolen, we will provide you with a replacement Gadget. Where only part or parts of your Gadget have been stolen, we will only replace that part or parts.

Accidental Loss* [return to top]

If you have chosen the Elite cover level and you accidentally lose your Gadget, we will replace it.

Cracked Screens [return to top]

We will pay the cost of repairs if the screen of your Gadget is damaged as a result of an accident. If your Gadget is not repairable, then we will provide you with a replacement Gadget.

Up to 90-days worldwide cover[return to top]

Your gadgets are covered worldwide for a maximum of 90 days for any one trip.

Cover multiple gadgets for less with our Multi-Gadget discount

If you want to insure more than one gadget on a policy, we will give you a multi-gadget discount.

Business Gadget Insurance

If you need to cover multiple phones in your business, check our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

• Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
• If you make a claim, we may request proof of usage. This is evidence from your provider that your phone has been in use since the policy was purchased and up to the event giving rise to the claim.
• An excess applies to each and every claim.
• An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
• * Accidental loss cover only applies if you select the Elite cover option.

* Price quoted is for the Apple Watch Series 3 GPS with the Premier level of cover and a £50 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.