iPhone 16 Pro Insurance

Insure your iPhone 16 Pro today!

The iPhone 16 Pro is packed with features that make it a joy to use. Its A18 Pro chip gives fast performance and great battery life. So, you can enjoy your favourite apps and games without interruptions. The ProMotion display makes everything incredibly smooth and responsive. It's perfect for scrolling and gaming.

For photography lovers, the iPhone 16 Pro offers a fantastic camera system with a 48MP main camera, Ultra Wide, and Telephoto lenses. You’ll get stunning photos and videos, even in low light, thanks to the enhanced Night mode. Plus, with its sleek design and stylish colour options, the iPhone 16 Pro is both powerful and beautiful. It’s a great choice for anyone looking to stay connected and creative.

Get the best insurance for your iPhone 16 Pro

With CoverCloud, you can make sure your contract, pre-paid or SIM-free iPhone 16 Pro is always protected. Our comprehensive policy covers everything from accidental damage to theft and damage abroad. With the option to pay for your insurance in small monthly instalments or annual premium we help give you peace of mind no matter what happens to your phone.

All the cover you need:

Accidental Damage / Malicious Damage [return to top]

We will pay the cost of repairs if your iPhone 16 Pro is damaged as a result of an accident or malicious damage. If your iPhone 16 Pro is not repairable, then we will provide you with a replacement iPhone 16 Pro.

Liquid Damage [return to top]

We will pay the cost of repairs if your iPhone 16 Pro is damaged by liquid as a result of an accident. If your iPhone 16 Pro is not repairable, then we will provide you with a replacement iPhone 16 Pro.

Breakdown [return to top]

We will pay for repairs if your iPhone 16 Pro breaks down due to an electrical fault outside of the warranty period. If your iPhone 16 Pro is not repairable, then we will provide you with a replacement iPhone 16 Pro.

Theft [return to top]

If you have chosen the Premier or Elite cover level and your iPhone 16 Pro is stolen, we will provide you with a replacement iPhone 16 Pro. Where only part or parts of your iPhone 16 Pro have been stolen, we will only replace that part or parts.

Accidental Loss* [return to top]

If you have chosen the Elite cover level and you accidentally lose your iPhone 16 Pro, we will replace it.

Cracked Screens [return to top]

We will pay the cost of repairs if the screen of your iPhone 16 Pro is damaged as a result of an accident. If your iPhone 16 Pro is not repairable, then we will provide you with a replacement iPhone 16 Pro.

Up to 90-days worldwide cover[return to top]

Your gadgets are covered worldwide for a maximum of 90 days for any one trip.

Cover multiple gadgets for less with our Multi-Gadget discount

If you want to insure more than one gadget on a policy, we will give you a multi-gadget discount.

Business Gadget Insurance

If you need to cover multiple phones in your business, check our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

• Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
• If you make a claim, we may request proof of usage. This is evidence from your provider that your phone has been in use since the policy was purchased and up to the event giving rise to the claim.
• An excess applies to each and every claim.
• An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
• * Accidental loss cover only applies if you select the Elite cover option.

* Price quoted is for the Apple iPhone 16 Pro 128GB with the Premier level of cover and a £200 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.