iPhone 13 Insurance

Insure your iPhone 13!

The iPhone 13 is finally here and it is definitely more of an evolution rather than massive upgrade. Features include a smaller notch, brighter displays, faster A15 Bionic chip and serious camera upgrades. The battery life gets a lot better, too. The cinematic video mode is the coolest upgrade so far, which holds focus on the subject as it moves. It can blur out the background and automatically change the focus as you shoot.

The iPhone 13 mini promises 1.5 hours of longer battery life, while the iPhone 13 promises 2.5 hours of extra endurance. The iPhone 13 Pro and iPhone 13 Pro Max also promise 1.5 hours and 2.5 hours of extra juice, respectively.

To give you greater peace of mind, CoverCloud also includes cover for unauthorised calls as thefts can result in massive bills for the unwary. We also provide overseas cover as standard.

With CoverCloud you can make sure your contract, pre-paid or sim-free iPhone 13 is always protected.

All the cover you need:

Accidental Damage / Malicious Damage[return to top]

We will pay the cost of repairs if your iPhone 13 is damaged as the result of an accident or malicious damage. If your iPhone 13 is not repairable then we will provide you with a replacement iPhone 13.

Liquid Damage[return to top]

We will pay the cost of repairs if your iPhone 13 is damaged by liquid as the result of an accident. If your iPhone 13 is not repairable then we will provide you with a replacement iPhone 13.

Breakdown[return to top]

We will pay repair costs if your iPhone 13 suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your iPhone 13 is not repairable then we will provide you with a replacement iPhone 13.

Theft[return to top]

If you have chosen the Premier or Elite cover level and your iPhone 13 is stolen we will provide you with a replacement iPhone 13. Where only part or parts of your iPhone 13 have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen the Elite cover level and you accidentally lose your iPhone 13 we will replace it.

Unauthorised Calls[return to top]

If your iPhone 13 is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £1,000.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your iPhone 13 is damaged as the result of an accident. If your iPhone 13 is not repairable then we will provide you with a replacement iPhone 13.

Worldwide Cover[return to top]

Our gadget insurance policy provides year-round overseas cover included.

Cover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.

Business iPhone Insurance

If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

• Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
• Gadgets must have been purchased new or refurbished as long as the gadget was sold with a minimum 12 month warranty.
• Proof of usage (evidence from your network provider showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) may be requested if you make a claim.
• An excess applies to each and every claim.
• An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
• ** Accidental loss cover only applies it you select the Elite cover option.

* Price quoted is for the Apple iPhone 13 128GB with the Premier level of cover and a £100 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.