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Insure your iPhone 16 today!
The iPhone 16 introduces a host of innovative features designed to enhance the user experience. Its advanced Apple Intelligence system boosts users' productivity and creativity. It also protects their privacy. The device's camera system has a 48MP Fusion camera and an Ultra Wide camera. It takes stunning 3D spatial photos and videos, perfect for photography fans.
Powered by the A18 chip, the iPhone 16 offers exceptional performance and energy efficiency. This ensures longer battery life, with up to 22 hours of video playback for the iPhone 16 and up to 27 hours for the iPhone 16 Plus. The iPhone 16 comes in vibrant colours like Black, White, Pink, Teal, and Ultramarine. It has a durable Ceramic Shield front. Its style and durability make it a top choice for smartphone users.
Get the best insurance for your iPhone 16 Pro
With CoverCloud, you can make sure your contract, pre-paid or SIM-free iPhone 16 is always protected. Our comprehensive policy covers everything from accidental damage to theft and damage abroad. We offer a choice: pay your insurance in monthly instalments or in a lump sum. This gives you peace of mind, no matter what happens to your phone.
Why insure with CoverCloud:
- Instant cover for all your gadgets
- New and second-hand gadgets covered
- Up to 3 year age limit on gadgets
- No Limit on Claims while you're insured with us
- Worldwide Cover included
- 24/7 Online Claims - simple and easy process
Important Information:
- Policy Wording - Premier Cover
- Policy Wording - Elite Cover
- Insurance Product Information Document - Premier Cover
- Insurance Product Information Document - Elite Cover
All the cover you need:
Accidental Damage / Malicious Damage [return to top]
We will pay the cost of repairs if your iPhone 16 is damaged as a result of an accident or malicious damage. If your iPhone 16 is not repairable, then we will provide you with a replacement iPhone 16.
Liquid Damage [return to top]
We will pay the cost of repairs if your iPhone 16 is damaged by liquid as a result of an accident. If your iPhone 16 is not repairable, then we will provide you with a replacement iPhone 16.
Breakdown [return to top]
We will pay for repairs if your iPhone 16 breaks down due to an electrical fault outside of the warranty period. If your iPhone 16 is not repairable, then we will provide you with a replacement iPhone 16.
Theft [return to top]
If you have chosen the Premier or Elite cover level and your iPhone 16 is stolen, we will provide you with a replacement iPhone 16. Where only part or parts of your iPhone 16 have been stolen, we will only replace that part or parts.
Accidental Loss* [return to top]
If you have chosen the Elite cover level and you accidentally lose your iPhone 16, we will replace it.
Cracked Screens [return to top]
We will pay the cost of repairs if the screen of your iPhone 16 is damaged as a result of an accident. If your iPhone 16 is not repairable, then we will provide you with a replacement iPhone 16.
Up to 90-days worldwide cover[return to top]
Your gadgets are covered worldwide for a maximum of 90 days for any one trip.
Cover multiple gadgets for less with our Multi-Gadget discount
If you want to insure more than one gadget on a policy, we will give you a multi-gadget discount.
Business Gadget Insurance
If you need to cover multiple phones in your business, check our Business Phone Insurance option.
Significant Exclusions or Limitations
As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.
- Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
- If you make a claim, we may request proof of usage. This is evidence from your provider that your phone has been in use since the policy was purchased and up to the event giving rise to the claim.
- An excess applies to each and every claim.
- An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
- * Accidental loss cover only applies if you select the Elite cover option.
* Price quoted is for the Apple iPhone 16 128GB with the Premier level of cover and a £150 excess.
All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.
Cover is subject to the terms and conditions of the policy.