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Sotia
Laptop Insurance from £5.11 per month.
Laptop insurance can keep your device safe from unexpected mishaps like spills, drops, or theft. CoverCloud covers a wide range of manufacturers and models. So, whatever device you have, you can get excellent protection.
Why insure with CoverCloud:
- Instant cover for all your gadgets
- New and second-hand gadgets covered
- Up to 3 year age limit on gadgets
- No Limit on Claims while you're insured with us
- Worldwide Cover included
- 24/7 Online Claims - simple and easy process
Important Information:
- Policy Wording - Premier Cover
- Policy Wording - Elite Cover
- Insurance Product Information Document - Premier Cover
- Insurance Product Information Document - Elite Cover
All the cover you need:
Accidental Damage / Malicious Damage [return to top]
We will pay the cost of repairs if your laptop is damaged as a result of an accident or malicious damage. If your laptop is not repairable, then we will provide you with a replacement laptop.
Liquid Damage [return to top]
We will pay the cost of repairs if your laptop is damaged by liquid as a result of an accident. If your laptop is not repairable, then we will provide you with a replacement laptop.
Breakdown [return to top]
We will pay for repairs if your laptop breaks down due to an electrical fault outside of the warranty period. If your laptop is not repairable, then we will provide you with a replacement laptop.
Theft [return to top]
If you have chosen the Premier or Elite cover level and your laptop is stolen, we will provide you with a replacement laptop. Where only part or parts of your laptop have been stolen, we will only replace that part or parts.
Accidental Loss* [return to top]
If you have chosen the Elite cover level and you accidentally lose your laptop, we will replace it.
Cracked Screens [return to top]
We will pay the cost of repairs if the screen of your laptop is damaged as a result of an accident. If your laptop is not repairable, then we will provide you with a replacement laptop.
Up to 90-days worldwide cover[return to top]
Your gadgets are covered worldwide for a maximum of 90 days for any one trip.
Cover multiple gadgets for less with our Multi-Gadget discount
If you want to insure more than one gadget on a policy, we will give you a multi-gadget discount.
Business Gadget Insurance
If you need to cover multiple phones in your business, check our Business Phone Insurance option.
Significant Exclusions or Limitations
As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.
- Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
- If you make a claim, we may request proof of usage. This is evidence from your provider that your phone has been in use since the policy was purchased and up to the event giving rise to the claim.
- An excess applies to each and every claim.
- An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
- * Accidental loss cover only applies if you select the Elite cover option.
* Price quoted is for the Lenovo ThinkPad X1 with the Premier level of cover and a £50 excess.
All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.
Cover is subject to the terms and conditions of the policy.