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Sotia
Laptop Insurance from £2.53 per month.
CoverCloud provides protection for your laptop or notebook including accidental damage, theft, liquid damage and overseas cover.
Why insure with CoverCloud:
- Instant cover for all your gadgets
- New and refurbished gadgets covered
- Up to 3 year age limit on gadgets
- No Limit on Claims while you're insured with us
- Worldwide Cover included
- 24/7 Online Claims - simple and easy process
Important Information:
- Policy Wording
- Insurance Product Information Document - Premier
- Insurance Product Information Document - Elite
All the cover you need:
Accidental Damage / Malicious Damage[return to top]
We will pay the cost of repairs if your laptop is damaged as the result of an accident or malicious damage. If your laptop is not repairable then we will provide you with a replacement laptop.
Liquid Damage[return to top]
We will pay the cost of repairs if your laptop is damaged by liquid as the result of an accident. If your laptop is not repairable then we will provide you with a replacement laptop.
Breakdown[return to top]
We will pay repair costs if your laptop suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your laptop is not repairable then we will provide you with a replacement laptop.
Theft[return to top]
If you have chosen the Premier or Elite cover level and your laptop is stolen we will provide you with a replacement laptop. Where only part or parts of your laptop have been stolen, we will only replace that part or parts.
Loss[return to top]
If you have chosen the Elite cover level and you accidentally lose your laptop we will replace it.
Cracked Screens[return to top]
We will pay the cost of repairs if the screen of your laptop is damaged as the result of an accident. If your laptop is not repairable then we will provide you with a replacement laptop.
Worldwide Cover[return to top]
Our gadget insurance policy provides year-round overseas cover included.
Cover multiple gadgets for less with our Multi-Gadget discount
If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.
Business iPhone Insurance
If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.
Significant Exclusions or Limitations
As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.
- Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
- Gadgets must have been purchased new or refurbished as long as the gadget was sold with a minimum 12 month warranty.
- Proof of usage (evidence from your network provider showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) may be requested if you make a claim.
- An excess applies to each and every claim.
- An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
- ** Accidental loss cover only applies it you select the Elite cover option.
* Price quoted is for the Lenovo ThinkPad X1 with the Premier level of cover and a £100 excess.
All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.
Cover is subject to the terms and conditions of the policy.